If you’ve ever considered living in Malta, you probably wondered what the general expenses there might be. We’ve come up with a guide to some pricing in Malta.

While you might think life would be expensive in a European country by the sea, you’ll be surprised to find that the cost of living in Malta is actually very affordable. It is partly due to this reason that people are increasingly choosing to relocate or retire to this little Mediterranean gem.

Generally speaking, rent is often much cheaper in Malta than in other countries. This is especially the case in areas outside of the city centre, which is why a lot of people choose to invest in Malta.

There are no rates and taxes, you only pay for the usage of electricity and water. You no longer have to pay for a security company for your day to day safety

EXPENSE                                                                                                                                     AMOUNT IN EUROS

One bedroom apartment in the city centre                                                                                                € 824.92

One bedroom apartment outside the city centre                                                                                      € 684.88

Utilities (including electricity, heating, internet etc)                                                                                 € 127.84

One way bus ticket                                                                                                                                         €     1.75

Monthly bus ticket                                                                                                                                          €  26.00

Meal at an inexpensive restaurant                                                                                                              €  15.00

Three course meal for 2 at a mid range restaurant                                                                                  €  62.50

Domestic beer ( 0.5 litre draught)                                                                                                               €   3.00

Groceries                                                                                                                                                       > € 180.00



Renting a place in Malta will give you a lot more money than you get elsewhere. If you compare rentals, Malta comes in at 19.03% cheaper than in the UK and 48% lower than in the United States, where you would probably also not get a furnished place. Prices do vary across the island.

A property’s location heavily affects its price. A city centre or beachfront apartment will cost more than a place on the edge of the city or in a more rural setting. While you get more for your money by choosing to live away from the tourist hot spots, Malta’s excellent transport links mean that you will not feel like you are missing out.


Monthly cost of utilities including electricity is a lot more affordable on the island than in South Africa, which also helps to keep the general cost of living down. On average utilities for an 85 square meter apartment in Malta will cost about € 100 per month to run.

Unlimited home internet, a varied TV programme contract with a home phone connection for € 56.00 per month


Malta has an incredibly impressive restaurant scene and it doesn’t cost much to eat out. For a small snack or breakfast, consider heading to a local bakery where you can get a pastizzi for less than a euro.

Local pizza pasta type restaurant will cost around € 9 to € 12 for a pizza and € 8 to € 10 for a pasta. A cappuccino will cost you € 2.35.


Malta is a small island with a reasonably priced, extensive transportation system that covers almost all of the island. As a result many expats find they are able to live without owning a car. This saves you thousands every year on insurance, MOT and the general running costs contributing to the overall low cost of living in Malta.

As on the above table, the pricing for a daily an monthly bus pass.


If you are a Maltese citizen or an EU national, healthcare is considered free for you on the island. EU nationals would need the E 121 form to access the free healthcare.

The quality of healthcare available in Malta is excellent and while you do have to pay for medical insurance, it is far for affordable than compared to South Africa. A family of 4 could get full medical coverage for € 450.00 per year.

The cost of over the counter medicines and prescription medicine are sometimes more expensive as these are imported


Depending on how many people are in your household you may find yourself spending anywhere between € 180 to € 370 a month on food. Food prices, as well as the cost of other products as household cleaners, may not seem that much lower here than in other countries, but that does not overly increase the cost of living in Malta

There are savings to be made by purchasing local or imported Italian products instead of familiar brand names. Additionally farmer markets and fresh food stalls offer great value for money as the food production and transportation costs are exponentially lower


PRODUCT.                                                                                                                                        AMOUNT IN EURO

Milk (regular) (1 litre)                                                                                                                                       € 1.01

Loaf of fresh white bread (500g)                                                                                                                   € 1.15

Rice (white)(1 kg)                                                                                                                                              € 2.33

Eggs (regular)(12).                                                                                                                                            € 2.58

Local chess (1 kg)                                                                                                                                             € 9.12

Apples ( 1 kg)                                                                                                                                                     € 2.56

Bananas ( 1 kg)                                                                                                                                                  € 1.85

Oranges ( 1 kg).                                                                                                                                                  € 2.47

Tomato ( 1 kg)                                                                                                                                                    € 2.71

Potato ( 1 kg)                                                                                                                                                      € 1.85

Onion ( 1 kg).                                                                                                                                                      € 2.02

Water ( 1.5 litre)                                                                                                                                                € 0.91

Bottle of wine ( mid range)                                                                                                                             € 6.50

Domestic beer ( o.5 litre bottle)                                                                                                                     € 1.63

Imported beer ( 0.33 litre bottle)                                                                                                                   € 2.32


Contact me should you require any more information regarding moving and living in  Malta